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August Cap1

August 21st, 2006 at 01:28 pm

$989.19 balance $1000 limit 19.8%APR
Minimum payment: $29 - Finance Charge: $10.38 = net payment $18.62!

ending balance: $970.57 =(

I maxed this out to pay the bank the vacation fees. It's hard to swallow. =(

I've learned that moving balances around is not always a sure bet. You have to stop stop stop using credit cards!

New Resolve 8/21

August 21st, 2006 at 01:18 pm

I have new resolve as the ripples die down (from my U.F.Os post). I have decided to bare all (post my financial progress) and to give plasma for an extra $200 a month toward our financial goals. That is why I've added the catergories: Amex, Capital One, Citi Card, Target, Savings and Jasmin's 529.
Each week I'll put my $25 plasma earned dollars toward paying down the debt and saving for the future, not forgetting to plan for the "unplanned".

I am waiting for my PERA refund check to come in the mail. I'm guessing that it will be $1000. I'm going to pay back my BIL his $200, pay off SearsCard $445 for the tires for the "new" car, and pay down the Capital One with the rest. DH thinks we're going to pocket a portion. NOT!