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Don't get duped

December 27th, 2006 at 04:07 pm

I noticed...after too long... that I was being charged $41 a month for credit protection on a Citicard that I'm trying to pay off. And the minimum payment is almost $145 and the penalty is about $45 of that total minimum payment. So- on $4800 worth of incurred debt (including all of the penalties), I'm only paying about $60 towards the principal! I didn't ever ask for the credit protection- it's like insurance on your own debt. Ha!

I have petitioned to have all of the months I payed for the credit protection and all of the penalties incurred from it to be credited to my account. I bet that this issue won't be resolved for months!

What a mess...

2 Responses to “Don't get duped”

  1. Joan.of.the.Arch Says:

    Goodness! Do let us know if you successfully get it refunded. Does the date it started coincide with any other dealings you had with the company? Over the phone perhaps?

  2. baselle Says:

    Oh man, credit protection....don't get me started. Like poison talons attached to your neck. I had to threaten, then cancel my card to get that off.

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