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On Life Insurance- the dirty words

September 9th, 2006 at 07:27 am

I am licensed in Colorado to sell life insurance. Shoot me now- lol Let me also say that- I have not sold any insurance as of yet.

All I have to say, and you may have heard already: Buy Term and invest your savings. Term insurance is cheaper and has no cash value. Anything else is a rip off; "Cash value" is just a ploy just as posting the word "sale" over a retail display entices customers. We've wired our brains to automatically think that "sale" means a "sale" and "cash value" is actually "cash value". Cash value is what they offer you to cut their losses; when does chosing between ways to get back *your* money make consumer sense. "You can have the coverage, *or* the "cash (trash) value".

Sorry- Just a rant because we all deserve the right type of protection and deserve to keep as much of our hard earned money as possible.


2 Responses to “On Life Insurance- the dirty words”

  1. LuxLiving Says:

    Thanks for the link Meredith.

    How does one go about becoming licensed to sell insurance? Is it difficult? Lengthy? Costly? Worth it?

    Can you tell a little about your experience with the process?

    I ask because it is a field I have always been interested in.

  2. yummy64 Says:

    Somebody has to sell the stuff. I'm not gonna shoot you because while I don't sell insurance I'm the gal who makes her living pricing the stuff - not on the individual side though.

    I know the life insurance field can be very lucerative but that to be successful takes a lot of hard work and determination. I assume you are associated with a brokerage or a life insurance company - are you planning to start selling directly or are you looking into another role now you are liscenced?

    Best wishes for a successful career in this field and I hope we get to read about your journey.

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